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Money & Finance
A borrower's guide to impressing a mortgage lender
(BPT) - Who doesn’t like to make a good impression? Whether it’s a first date, meeting the future in-laws for the first time or interviewing for a job, making a good first impression can pave the way for some of life’s happiest experiences. That’s especially true for home-buyers, whose ability to secure their dream home...
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Top five tax tips for the digital era
(BPT) - Filing taxes online has become more popular than ever. In fact, the rate of individual tax returns filed online hit an all-time high of 80 percent last year, according to the IRS. But filing isn’t the only step in the process that can now be accomplished with the help of online tools. Use digital technology to y...
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Don't miss out on extra savings this tax season
Tax season is in full swing, and many families are gathering all their information to help them calculate how much of a refund they’ll receive this year. Families have several opportunities to qualify for tax exemptions or refunds, which can add up to a sizeable refund check from the federal government. If you’re expecting a refund this year, be sure to put it to good use. For example, if you have any outstanding credit card debt, a payday loan online or other debts, consider using the re...
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Soul-lifting home improvements that are good for your wallet, too
(BPT) - No matter how value conscious a homeowner may be, few people ever make a home improvement simply to increase their house’s resale value. People also undertake home improvements to enhance their enjoyment of their home – or to fix a problem, which, in its own way, is good for the soul, too. When it comes to deci...
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As housing market warms, keep these buying tips in mind
(BPT) - Ready to buy your first home, or move up to a larger home for your expanding family? Home sales seem to be finally warming up after a five-year chill, as demand gradually builds among first-time homebuyers and existing homeowners seeking more room. Historically low mortgage rates, rising rents and relatively po...
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How to recharge your resolutions
(BPT) - Many find that the new year is a time to wipe the slate clean. In fact, 45 percent of Americans made New Year’s resolutions, according to the Journal of Clinical Psychology from the University of Scranton. But while it is easy to make resolutions, the hard part is actually following through with them. By the first few weeks of the new year, nearly two-thirds of Americans who made resolutions will have already broken them the journal also states. Avoid becoming a failed resolution st...
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Financial considerations beyond the 'fiscal cliff'
(BPT) - With the agreement reached at the eleventh hour of 2012 to avert components of the so-called “fiscal cliff,” nearly all taxpayers will be affected in some way. With that in mind, there are still many things you can do this year to prepare for potential additional tax changes and to take control of your financia...
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Spring car shopping? Take care of financing first
(BPT) - Auto shows dotting the country paired with rising temperatures leave many people longing for a new car or truck. But purchasing a new vehicle is a complex process – one that doesn’t start with finding the right car, but with making sure your finances are in order. It’s important to plan ahead so there are no sur...
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Consumers, be aware: Know the facts when it comes to oil changes
(BPT) - With more than 300 million vehicles on the road today, motor oil is the lifeblood of any engine and can help protect and prolong its life, whether you’re driving a compact car, pickup truck or SUV. However, not just any motor oil will ensure the healthy life of an engine and, unfortunately, discounted deals for ...
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Protect your information during the tax-season identity theft boom
(BPT) - Tax season can be stressful, and each year people scramble to send in their tax returns, right down to the deadline. But for those who do a little preparation and avoid procrastinating, it can be significantly less tense. However, whether you’re a last-minute rusher or an ahead-of-the-game planner, you need to t...
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Get organized to help grow your business
(BPT) - Small businesses are always trying to find ways to get organized so employees can work more efficiently and save money in the process. With tax time just around the corner and projects opening and closing on a daily basis, taking your business organization standards to a new and improved level might seem like a ...
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