NOTICE OF SUBSTITUTE TRUSTEE’S SALE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated March 6, 2013, executed by LORRAINE BERGQUIST and ROGER W BERGQUIST conveying certain real property therein described to RICHARD RICE, as Trustee, as same appears of record in the Registers Office of Chester County, Tennessee recorded March 20, 2013, in Deed Book 371, Page 693; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to GITSIT Solutions, LLC, not in its individual capacity but solely in its capacity as Separate Trustee of GITSIT Mortgage Loan Trust BBPLC1 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Chester County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on November 14, 2024 at 10:00 AM at the Main Entrance steps of the Chester County Courthouse, Henderson, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Chester County, Tennessee, to wit: THE LAND DESCRIBED HEREIN IS SITUATED IN THE STATE OF TENNESSEE, COUNTY OF CHESTER, AND IS DESCRIBED AS FOLLOWS: BEGINNING AT A NAIL AND CAP IN THE CENTERLINE OF STATE ROUTE #22A, THE SAME BEING A COMMON CORNER WITH WILLIAMS, ALSO BEING THE SOUTHWEST CORNER OF THE TRACT HEREIN DESCRIBED; THENCE SOUTH 60° 26.05 EAST WITH SAID ROAD 242.97 FEET TO A NAIL AND CAP; THENCE NORTH 227.91 FEET TO AN IRON PIN SET; THENCE NORTH WEST 25° 40.21, 216.86 FEET TO AN IRON PIN SET; THENCE 81° 49 WEST 55.53 FEET TO AN IRON PIN AT THE WILLIAMS LINE; THENCE SOUTH 01° 5817.8” EAST WITH WILLIAMS EAST BOUNDARY LINE 175.6 FEET TO AN IRON PIN; THENCE SOUTH 34° 1057” WEST WITH A SMALL DITCH A PORTION OF THE DISTANCE 166.5 FEET TO THE BEGINNING POINT, SUBJECT TO ROAD EASEMENT. (DESCRIPTION ACCORDING TO THE PRIOR DEED.) FOR THE LAST CONVEYANCE, SEE RECORD BOOK 371, PAGE 689, REGISTERS OFFICE, CHESTER COUNTY, TENNESSEE.
Parcel ID: 079-003.01
PROPERTY ADDRESS: The street address of the property is believed to be 11715 STATE ROUTE 22A S, ENVILLE, TN 38332. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control.
CURRENT OWNER(S): ESTATE AND/OR HEIRS AT LAW OF LORRAINE BERGQUIST , ESTATE AND/OR HEIRS AT LAW OF ROGER W BERGQUIST BERGQUIST
OTHER INTERESTED PARTIES:
SYNCHRONY BANK , SECRETARY OF HOUSING AND URBAN DEVELOPMENT
The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Rubin Lublin TN, PLLC, Substitute Trustee
3145 Avalon Ridge Place, Suite 100
Peachtree Corners, GA 30071
rlselaw.com/property-listing
Tel: (877) 813-0992
Fax: (470) 508-9401
NOTICE OF SALE OF REAL ESTATE
WHEREAS, by Deed of Trust dated February 13, 2023, and recorded on February 13. 2023, appearing of record in Record Book 502, page 198, in the Register’s Office of Chester County, Tennessee, Gregory Lawrence Foulkes and Brandi Melissa Foulkes conveyed to WILLIAM T. CHAPMAN, TRUSTEE, certain real estate therein described, to secure the payment of a certain indebtedness therein set forth to The Peoples Bank; and
WHEREAS, default has been made in the payment of the indebtedness secured by the Trust Deed, and THE PEOPLES BANK the lawful holder of the note evidencing the indebtedness has declared the entire balance due and payable; and
WHEREAS, Charles C. Exum was appointed Successor Trustee by instrument appearing of record in Record Book 522, page 115 in the Register’s Office of Chester County, Tennessee.
NOW, THEREFORE, notice is hereby given that on November 8, 2024 at 1:00 P.M. at the front door of the Court House in Henderson, Tennessee, I will sell to the last, highest and best bidder for cash and in bar of appraisement, homestead exemption, curtesy and dower rights relating to the property, equitable and statutory rights of redemption by Grantor after foreclosure sale are expressly waived to the extent not prohibited by law, all of which were waived, the following real estate, lying and being in the Sixth Civil District of Chester County, Tennessee, and more particularly described as follows:
BEGINNING on a nail in the west right of way line of North Church Avenue, this point being located on the south side of a concrete block wall and being the southeast corner of Bobby Smith’s lot; runs thence with the west right of way line of North Church Avenue south 39° and 5’ east 197 feet, more or less, to a nail, this point being the northeast corner of the Gulf Oil Corporation lot; runs thence south 50° and 27’ west 209 feet to a stake; runs thence south 47° and 50’ west 202 feet to an iron stake in the east right of way line of North Carolina Avenue; runs thence with the east right of way line of North Carolina Avenue north 38° and 13’ west 415 feet to an iron stake, this point being the southwest corner of Saunders’ lot; runs thence north 41° and 50’ east 202 feet to an iron stake; runs thence south 38° and 13’ east 216.50 feet to an iron stake; runs thence north 50° and 48’ east 206 feet to the point of beginning, containing 2.862 acres, more or less. Said legal description is the same description as contained in the previous deed of record.
INCLUDED IN THE ABOVE DESCRIPTION BUT EXPRESSLY EXCLUDED FROM THIS CONVEYANCE IS A 1.10 acre tract of land as follows: Beginning at an iron pin found in the North right of way of North Carolina Avenue, which point is the Southeast corner of Elizabeth Saunders as recorded in Deed Book 407, Page 182, in the Register’s Office of Chester County, Tennessee; thence, from the point of beginning, and with the East line of Saunders, North 51 degrees 28 minutes 22 seconds East 184.36 feet to a fence corner in the South line of Wendell Murphy; thence, with the lines of Murphy, the following calls; South 35 degrees 40 minutes 37 seconds East 83.93 feet to a fence corner; North 54 degrees 33 minutes 14 seconds East 4.86 feet to a fence corner at the Southwest corner Bobby Smith; thence, with the South line of Bobby Smith, South 35 degrees 30 minutes 11 seconds East 131.43 feet to a fence corner; thence, on new lines through Hannis, the following calls; South 35 degrees 30 minutes 11 seconds East 41.93 feet to a mag. nail set; South 53 degrees 29 minutes 34 seconds West 192.21 feet to a mag. nail set in the North right of way of North Carolina Avenue; thence, with the North right of way of North Carolina Avenue, North 34 degrees 49 minutes 40 seconds West 250.96 feet to the point of beginning, containing 1.10 acres.
This is the identical real estate conveyed to Richard G. Emison from Zach Hannis by Warranty Deed dated April 15, 2016 of record in the Register’s Office of Chester County, Tennessee in Record Book 407, page 597.Being the same property conveyed to Gregory Foulkes and wife, Brandi Foulkes, by deed dated February 13, 2023, appearing of record in Record Book 502, page 196, in the Register’s Office of Chester County, Tennessee.
Map 046C Group E Parcel 008.00
Description taken from Record Book 502, page 198 in the Register’s Office of Chester County, Tennessee. No opinion is rendered by the undersigned as to the accuracy of the legal description.
The street address of the property is 123 North Church Street, Henderson, TN 38340.
Said property will be sold by me as Successor Trustee only and subject to any unpaid taxes and assessments and all valid restrictions, covenants or easements, if any, of record on said property, and subject to any and all other liens having priority over the Trust Deed. The Successor Trustee reserves the right to make oral announcements at the time of the public sale which shall apply to the terms of the sale. The Successor Trustee may postpone any sale hereunder to another time or place by so announcing to all present at the time and place of the sale scheduled herein, without the necessity of any further notice whatsoever.
INTERESTED PARTIES: Gregory Lawrence Foulkes, Brandi Melissa Foulkes, Foursight Capital, LLC.
THIS IS FOR THE COLLECTION OF A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
/s/ Charles C. Exum
Charles C. Exum, Successor Trustee
Rainey, Kizer, Reviere & Bell, P.L.C.
105 South Highland
Jackson, TN 38301
731-423-2414
NOTICE OF FORECLOSURE SALE
STATE OF TENNESSEE, CHESTER COUNTY
WHEREAS, Elizabeth Dove executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for First State Bank, Lender and John Clark, Trustee(s), which was dated April 9, 2008, and recorded on April 10, 2008, in Book 313, at Page 644 in Chester County, Tennessee Register of Deeds.
WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, Tennessee Housing Development Agency, (the “Holder”), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and
NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on December 10, 2024, at 10:00 AM at the usual and customary location at the Chester County Courthouse, Henderson, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Chester County, Tennessee, to wit:
BEGINNING at an angle iron found in the north margin of Smith Road, which point is the southeast corner of Thomas Connor as recorded in Deed Book 72, Page 735, Register’s Office of Chester County, Tennessee; thence from the point of beginning and with the east line of Connor, north 03° 26’ 56” west 576.45 feet to an iron pin set; thence on new lines through Teague the following calls: north 89° 59’ 48” east 185.34 feet to an iron pin set; south 03° 26’ 56” east 235.43 feet to an iron pin set in the north margin of Smith Road; thence with the north line of Smith Road, south 89° 59’ 48” west 185.33 feet to the point of beginning, containing 1.0 acre as surveyed by Advanced Land Surveying Inc. RLS #1999 being known as Lot 1 Teague Trace Subdivision.
This is the identical real estate conveyed to Elizabeth Dove from Anthony Moody by Warranty Deed dated April 9, 2008, of record in the Register’s Office of Chester County, Tennessee in Record Book 313, Page 642.
SUBJECT TO AN EASEMENT TO SOUTHWEST TENNESSEE ELECTRIC MEMBERSIP CORP AS SHOWN OF RECORD IN THE REGISTER’S OFFICE OF CHESTER COUNTY, TENNESSEE IN REORD BOOK 287, PAGE 369. SUBJECT TO THE RESTRICTIONS FOR TEAGUE TRACE SUBDIVISION AS SHOWN OF RECORD IN THE REGISTER’S OFFICE OF CHESTER COUNTY, TENNESSEE IN RECORD BOOK 287, PAGE 682 AND AMENDED RESTRICTIONS OF RECORD IN RECORD BOOK 293, PAGE 166. Parcel ID Number: 017 027.03 Address/Description: 375 SMITH RD, Luray, TN 38352 Current Owner(s): Elizabeth Dove Other Inbterested Party(ies): Portfolio Recovery Associates, LLC as successor in interest to “COMENITY BANK” The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or setback lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and all right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.
This office is attempting to collect a debt. Any information obtained will be used for that purpose.
Brock & Scott, PLLC,Substitute Trustee c/o Tennessee Foreclosure Department
4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 PH: 404-789-2661 FX: 404-294-0919 File No.: 24-26693 FC01 PLLTELECTRIC MEMBERSHIP CORP AS SHOWN OF RECORD IN THE REGISTER’S OFFICE OF CHESTER COUNTY, TENNESSEE IN RECORD BOOK 287, PAGE 369.
SUBJECT TO THE RESTRICTIONS FOR TEAGUE TRACE SUBDIVISION AS SHOWN OF RECORD IN THE REGISTER’S OFFICE OF CHESTER COUNTY, TENNESSEE IN RECORD BOOK 287, PAGE 682 AND AMENDED RESTRICTIONS OF RECORD IN RECORD BOOK 293, PAGE 166.
Parcel ID Number: 017 027.03
Address/Description: 375 SMITH RD, Luray, TN 38352
Current Owner(s): Elizabeth Dove
Other Interested Party(ies): Portfolio Recovery Associates, LLC as successor in interest to “COMENITY BANK” The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and
All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.
This office is attempting to collect a debt. Any information obtained will be used for that purpose.
Brock & Scott, PLLC, Substitute Trustee
c/o Tennessee Foreclosure Department
4360 Chamblee Dunwoody Road Suite 310
Atlanta, GA 30341
PH: 404-789-2661 FX: 404-294-0919
File No.: 24-26693 FC01NOTICE TO CREDITORS
Estate of Billy Joe Phillips, Deceased
Notice is hereby given that on the 21st day of October, 2024, Billy Joe Phillips (“Decedent”) passed away in Chester County, Tennessee. Pursuant to the laws of the State of Tennessee, all persons having claims against the estate of the Decedent are required to present their claims.
All claims must be sent by certified mail, return receipt requested, to Jay L. Johnson, Attorney at Law, the duly appointed representative of the Decedent’s estate, at the following address:
P.O. Box 97
Henderson, Tennessee
Please note that the nominated personal representatives of the Decedent’s Last Will & Testament do not intend to open formal administration of the estate, as it does not appear to be required. Therefore, creditors are advised to present their claims as instructed above without delay.
This notice is given in accordance with the laws of the State of Tennessee, and all creditors are advised to take note and govern themselves accordingly.
DATED this 28th day of October, 2024.
Jay L. Johnson, Attorney at Law
Representative of the Estate of Billy Joe Phillips, Deceased
