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Public Notices For Chester County, Tennessee on November 1, 2018

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NOTICE TO CREDITORS

Notice is hereby given on the 19th day of October 2018; Letters of Administration in respect to the Estate of Joe D. Breece, who died October 3, 2018, were issued to the undersigned by the Probate Court of Chester County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against the Estate are hereby required to file notice of the same with the Clerk of the above named Court within the earlier of FOUR (4) MONTHS from the date of first publication of this Notice or TWELVE (12) MONTHS from the decedent’s date of death, otherwise their claims will be forever barred.

This the 19th day of October 2018. Wanda F. Breece, Executrix, of the estate of Joe D. Breece, Deceased, Probate No.: 2018-PR-486

Wanda F. Breece

450 Henderson Rd

Pinson, TN 38366

Keith Frye, Clerk & Master

333 Eric Bell Dr

Henderson, TN 38340

(731) 989-7171

Paul Kevin Carter Bar #013742

Carter, Stanfill, & Associates, PLLC

25 Natchez Trace Drive

Lexington, TN 38351

(731) 968-7749

NOTICE OF TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated 04/30/2010, and the Deed of Trust of even date securing the same, recorded 05/03/2010, in Instrument No.: 38130 Book 339 Pgs 279-285, in Office of the Register of Deeds for Chester County, Tennessee, executed by Felicia Marie Fitzgerald, conveying certain property therein described to Bobby M. Goode, State Director as Trustee for USDA Rural Development, as nominee for Rural Housing Service, U.S. Department of Agriculture, its successors and assigns; and the undersigned, THE SAYER LAW GROUP, P.C., having been appointed Successor Trustee by Bobby M. Goode, State Director, as trustee for Rural Housing Service, U.S. Department of Agriculture.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of THE SAYER LAW GROUP, P.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Bobby M. Goode, State Director, as trustee for Rural Housing Service, U.S. Department of Agriculture, will, on 12/10/2018 at or about 10:00 AM, at the Chester County Courthouse, Henderson, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Chester County, Tennessee, and being more particularly described as follows:

BEGINNING on an iron pin set in the north margin of proposed Fawn Drive (25 feet from centerline) said point being the southeast corner of Lot 1; thence with the east line of Lot 1 north 00° 23’ 30” east 116.82 feet to an iron pin set in the south line of a tract belonging to Wanda, Robert and William Smith, (Deed Book 77, page 648); thence with the south line of Smith south 89° 37’ 07” east 94.50 feet to an iron pin set, the northwest corner of Lot 3: thence with the west line of Lot 3 south 00° 23’ 30” west 116.82 feet to an iron pin set in the north margin of proposed Fawn Drive; thence with said margin north 89° 37’ 07” west 94.50 feet to the point of beginning and containing .25 acres, as surveyed by Terry W. Smith Land Surveying, R. L. S. NO. 1688. This being Lot 2 Phase A of the Deerwood Subdivision.

This is the identical real estate conveyed to Felicia Marie Fitzgerald from Jera Fawcett by Warranty Deed dated April 30, 2010, of record in the Register’s Office of Chester County, Tennessee, in Record Book 339, page 277.

SUBJECT TO THE DECLARATION OF RESTRICTIVE COVENANTS RECORDED IN RECORD BOOK 154, PAGE 388, IN THE REGISTER’S OFFICE OF CHESTER COUNTY, TENNESSEE. SAID RESTRICTIVE COVENANTS WERE AMENDED IN RECORD BOOK 157, PAGE 238.

SUBJECT TO ANY SETBACKS, EASEMENTS AND RESTRICTIONS, ETC., AS SHOWN ON THE PLAT OF THIS SUBDIVISION OF RECORD IN THE REGISTERS OFFICE OF CHESTER COUNTY, TENNESSEE, IN PLAT CABINET SECTION 3, PAGE 24.

ALSO KNOWN AS: 517 Fawn Drive, Henderson, TN 38340

034 H B 002 00 000

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property:

Felicia Marie Fitzgerald

Spouse of Felicia Marie Fitzgerald

James Bradley Fitzgerald

Spouse of James Bradley Fitzgerald

CAPITAL ONE BANK

Parties in Possession

The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

DATED October 24, 2018

THE SAYER LAW GROUP, P.C.

Successor Trustee

TN180090

SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on December 5, 2018 at 10:00AM local time, at the front door, Chester County Courthouse, 133 East Main Street, Henderson, Tennessee pursuant to Deed of Trust executed by Marcus A. Long and Alicia M. Long, to John Clark, Trustee, as trustee for Mortgage Electronic Registration Systems, Inc. (“MERS”), solely as nominee for First State Bank on March 11, 2011 at Record Book 349, Page 42; and modified by agreement recorded on March 12,2015 in Book 394 and Page 584 and further modified by agreement recorded on February 14,2018 in Book 430 and Page 169; conducted by Shapiro & Ingle, LLP, having been appointed Substitute or Successor Trustee, all of record in the Chester County Register’s Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: JPMorgan Chase Bank, National Association, its successors and assigns.

The following real estate located in Chester County, Tennessee, will be sold to the highest call bidder:

Described property located at Chester County, Tennessee, to wit:

BEING Lot No. 38 of the Oak Hills Estates Subdivision, a plat of which is of record in the Register’s Office of Chester County, Tennessee, in Plat Book 1, page 14, 14A, 14B and 14C, to which reference is made for a more particularly description thereof. Said legal description is the same description as contained in the previous deed of record.

This is the identical real estate conveyed to Marcus A. Long and wife, Alicia M. Long from Federal National Mortgage Association by Special Warranty Deed dated Feb. 21, 2011, of record in the Register’s Office of Chester County, Tennessee in Record Book 349, page 40.

SUBJECT TO SETBACKS, EASEMENTS, RESTRICTIONS AND ALL OTHER MATTERS AS SHOWN ON A PLAT OF THE OAK HILLS SUBDIVISION AS RECORDED IN THE REGISTER’S OFFICE OF CHESTER COUNTY, TENNESSEE IN PLAT CABINET SECTION 1, PAGE 14-B.

Street Address: 756 Holly Drive, Henderson, Tennessee 38340

Parcel Number: 033J-A-002.00

Current Owner(s) of Property: Marcus A. Long and Alicia M. Long, husband and wife

The street address of the above described property is believed to be 756 Holly Drive, Henderson, Tennessee 38340, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

This sale is subject to, without limitation, all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances including those created by a fixture filing or any applicable homeowners’ association dues or assessments; all claims or other matters, whether of record or not, which may encumber the purchaser’s title and any matter that an accurate survey of the premises might disclose.

The following parties may claim an interest in the above-referenced property to be affected by the foreclosure: any judgment creditor or lien holder with an interest subordinate to the said Deed of Trust or any party claiming by, through, or under any of the foregoing. Such parties known to the Substitute Trustee may include: Tennessee Housing Development Agency.

Terms of Sale will be public auction, for cash, free and clear of rights of homestead, redemption and dower to the extent disclaimed or inapplicable, and the rights of Marcus A. Long and Alicia M. Long, and those claiming through him/her/it/them.

Any right of equity of redemption, statutory and otherwise, and homestead are waived in accord with the terms of said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded only by the Substitute Trustee at any time. If the Substitute Trustee rescinds the sale, the purchaser shall only be entitled to a return of any money paid towards the purchase price and shall have no other recourse. Once the purchaser tenders the purchase price, the Substitute Trustee may deem the sale final in which case the purchaser shall have no remedy. The real property will be sold AS IS, WHERE IS, with no warranties or representations of any kind, express or implied, including without limitation, warranties regarding condition of the property or marketability of title.

This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose.

Shapiro & Ingle, LLP

Substitute Trustee

10130 Perimeter Parkway, Suite 400

Charlotte, NC 28216

Phone: (704) 333-8107

Fax: (704) 333-8156

www.shapiro-ingle.com

File No. 14-059533

NOTICE OF

SUBSTITUTE TRUSTEE`S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust dated September 29, 1998, executed by Michael A. Phelps and Renee Phelps, husband and wife, to Judy Williams, Trustee, for Commercial Credit Plan Incorporated, its successors and assigns, and appearing of record on October 2, 1998, in the Register’s Office of Chester County, Tennessee, at Book 166 Page 604.

WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to WILMINGTON SAVINGS FUND SOCIETY, FSB, AS TRUSTEE OF STANWICH MORTGAGE LOAN TRUST A, the party entitled to enforce said security interest; and having appointed Clear Recon LLC, the undersigned, as Substitute Trustee by instrument filed or being filed for record in the Register’s Office of Chester County, Tennessee, with all of the rights, powers, and privileges of the original Trustee named in said Deed of Trust.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust, and that the undersigned, Clear Recon LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty, and authority vested and imposed upon said Substitute Trustee will, on November 29, 2018, at 11:00 AM, local time, at the front entrance of the Chester County Courthouse, located in Henderson, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, paid at the conclusion of the sale, the following described property situated in Chester County, to wit:

The land referred to herein below is situated in the County of Chester, State of Tennessee, and is described as follows:

BEGINNING AT AN IRON PIN IN AN OLD WIRE FENCE IN THE SOUTH BOUNDARY LINE OF THE MCKINNON TRACT, SAID POINT BEING NORTH 85 DEGREES 45 MINUTES EAST A DISTANCE OF 453 FEET FROM THE NORTHWEST CORNER OF DOYLE ARMOUR’S 15 ACRE TRACT OF AND; RUNS THENCE ALONG SAID WIRE FENCE AND WITH MCKINNON’S SOUTH BOUNDARY LINE, NORTH 85 DEGREES 45 MINUTES EAST A DISTANCE OF 349 FEET TO AN IRON PIN; RUNS THENCE SOUTH A DISTANCE OF 149 FEET TO A POINT IN THE CENTERLINE OF SIMMONS STREET; RUNS THENCE SOUTH 40 DEGREES 33 MINUTES WEST WITH THE CENTERLINE OF SIMMONS STREET A DISTANCE OF 130.8 FEET TO A POINT IN THE CENTERLINE OF SAID STREET; RUNS THENCE NORTH 49 DEGREES 46 MINUTES WEST A DISTANCE OF 344.44 FEET TO THE POINT OF BEGINNING, CONTAINING 1.03 ACRES AFTER EXCLUDING 25 FEET IN WIDTH FOR SIMMONS STREET RIGHT-OF-WAY PLATTED AS AFORESAID AND AS SURVEYED BY THOMAS L. DEAN ASSOCIATES ON JUNE 23,1989.

THIS BEING THE SAME PROPERTY CONVEYED TO MICHAEL A PHELPS AND RENEE PHELPS, HUSBAND AND WIFE FROM BOBBY GREG ARMOUR AND DEBRA KAY ARMOUR, HUSBAND AND WIFE, BY DEED DATED 06/30/1989 AND RECORDED 07/10/1989 IN BOOK 86, PAGE 46, CHESTER COUNTY RECORDS, STATE OF TENNESSEE.

Parcel ID: 046 05901 00006046

Commonly known as 730 Simmons Rd, Henderson, TN 38340

The street address and parcel number(s) of the above described property are believed to be correct; however, such references are not a part of the legal description of the property sold herein, and, in the event of any discrepancy, the legal description herein shall control

Current Owner(s) of Property: Michael A. Phelps and Renee Phelps

Other Interested Parties: Clayton Bank and Trust

This sale is subject to tenant(s)/occupant(s) rights in possession.

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Michael A. Phelps and Renee Phelps; Clayton Bank and Trust.

If the United States or the State of Tennessee have any liens or claimed lien(s) on the Property, and are named herein as interested parties, timely notice has been given to the applicable governmental entity, and the sale will be subject to any applicable rights of redemption held by the entity as required by 26 U.S.C. § 7425 and/or Tennessee Code § 67-1-1433.

All right and equity of redemption, statutory and otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good; however, the undersigned will sell and convey only as Substitute Trustee.

The transfer shall be AS IS, WHERE IS, AND WITH ALL FAULTS, and without warranties of any kind, express or implied, as to the condition of the Property and the improvements located thereon, including merchantability or fitness for particular purpose. Trustee shall make no covenant of seisin or warranty of title, express or implied, and will sell and convey the subject real property by Substitute Trustee’s Deed only.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.

THIS OFFICE IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Clear Recon LLC

Substitute Trustee

5751 Uptain Road

Suite 514

Chattanooga, Tennessee 37411

Phone: (877) 319-8840

File No: 2191-920A

NOTICE OF

FORECLOSURE SALE

STATE OF TENNESSEE, CHESTER COUNTY

WHEREAS, Barbara Richardson executed a Deed of Trust to United States of America, acting through the Farmers Home Administration, United States Department of Agriculture, Lender and Randle B. Richardson, Trustee(s), which was dated November 1, 1989 and recorded on November 1, 1989 in Book 112, Page 554, Chester County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, Rural Housing Service, U.S. Department of Agriculture, (the “Holder”), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on November 13, 2018, at 12:00PM at the usual and customary location at the Chester County Courthouse, Henderson, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Chester County, Tennessee, to wit:

BEGINNING on an iron rod in the north margin of Fourth Street and being 15 feet from the center of said street and also being the southwest corner of T. L. West; thence with the north margin of Fourth Street west a distance of 100 feet to a power pole and being a southeast corner of Jack Fitts; thence with the east line of Fitts North 3 ° 8’ west a distance of 190 feet to an iron rod; thence east a distance of 80 feet to an iron rod being in the west line of T. L. West; thence with the west line of West south 9 ° 5’ east a distance of 192.27 feet to the point of beginning, being the identical real estate conveyed to Barbara Richardson by deed of general warranty from Dausie M. Horn on June 29, 1988, of record in the Register’s Office of Chester County, Tennessee in Deed Book 84, page 420.

Parcel ID Number: 0033L C 033L 005.00 000

Address/Description: 147 Fourth Street, Henderson, TN 38340.

Current Owner(s): The Estate of Barbara Richardson.

Other Interested Party(ies): Shackelford Funeral Directors of Henderson-Johnson Chapel, Inc., a subsidiary of The Shackelford Corporation.

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This office is attempting to collect a debt. Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee

c/o Tennessee Foreclosure Department

4360 Chamblee Dunwoody Road, Ste 310

Atlanta, GA 30341

PH: 404-789-2661

FX: 404-294-0919

File No.: 18-08458 FC01

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